The At Home in Layton program offers Home ownership assistance to qualifying home buyers. Qualifying buyers must have household income levels below those listed in the Application; household income limits vary with the number of persons in the household. The assistance will be offered as a grant that can be used for up to 50% of the required down payment, closing costs or principal reduction. The grant will be offered in $7,500 increments. “At Home in Layton” grants are secured by a Promissory Note and Trust Deed. These grants must occupy the second lien position.